Increased Independence
With long-term care insurance you maintain financial security, reducing the need to borrow money from your children or relatives to offset the costs of your care. In addition, you do not need to rely on family and friends to take care of you because your insurance covers a caregiver. By providing financial security and choices of caregivers, long-term care policies provide you with independence.
More Options
In addition to giving you independence, this insurance provides you with more choices for how you receive care. If you have Medicare or other health insurance, you might be covered for a nursing home, but not other forms of assistance. On the other hand, long-term care insurance provides the flexibility to receive care outside of a nursing home, allowing you to remain at home or choose a facility that meets your needs. In addition, your long-term care policy could include services such as housekeeping and light cooking or meal delivery.
Long-term care insurance provides the benefits of increased independence and more choices for how you receive care if you become injured, disabled or otherwise need a caregiver. Contact Heritage Realty & Insurance in Lumberton at 910-738-3731 for more information on long-term care insurance benefits.
